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Mutual Fund

A Mutual Fund for Every Investor

Whatever your investment need be, we have a fund for you. Choose for Long term or Short-Term from various equity oriented or debt oriented funds. We have a fund for every need.

  • Benefit from professional expertise for better investment outcomes.

  • ​Spread risk by investing in a variety of assets.

  • Start investing with ease and save time with hassle-free management.

What is a mutual fund?

A mutual fund is a pooled collection of assets that invests in stocks, bonds, and other securities. When you buy a mutual fund, you get a more diversified holding than you would with an individual security, and you can enjoy the convenience of automatic investing if you meet the minimum investment requirements.

  • They're run by professional money managers who decide which securities to buy (stocks, bonds, etc.) and when to sell them.

  • You get exposure to all the investments in the fund and any income they generate.

  • They offer a wide variety of investment strategies and styles.

Why invest in mutual funds?

Diversification

 

Mutual funds let you access a wide mix of asset classes, including domestic and international stocks, bonds, and commodities. 

Low costs

 

Because a mutual fund buys and sells large amounts of securities at a time, its transaction costs are typically lower than what you would pay as an individual investor.

Convenience

Buying mutual funds can be straightforward. Many banks and investment firms, have their own line of proprietary mutual funds as well as access to thousands of third-party funds.

Professional management

 

You get the benefit of having a professional manager reviewing and researching the fund's portfolio on an ongoing basis.

What is the difference between active and index mutual funds?

Actively managed funds

 

These funds typically strive to beat the market. They're overseen by portfolio managers who select securities they think will outperform benchmarks. As such, actively managed funds are usually more expensive.

Index funds

 

These funds, known as index funds, are designed to track—rather than beat—a specific index, such as the S&P 500®. They can be a low-cost way to invest.

How do mutual funds and ETFs compare?

Both mutual funds and exchange-traded funds (ETFs) pool money from many investors and invest that money in securities. Likewise, many investors own a mix of these funds. Before you decide on what's right for you, there are things to consider.

How they're most similar

 

Both generally provide broad, diversified exposure to an asset class, region, or a specific market niche, without having to buy lots of individual securities. Will outperform benchmarks. As such, actively managed funds are usually more expensive. 

A key difference

 

Mutual fund trades are executed once a day, at a single price. ETFs are "exchange-traded" and can be bought and sold intraday at different prices. 

What types of mutual funds are there?

Common mutual funds

 

These funds aim to meet the fund's objectives by investing in traditional assets (equities, fixed income, and/or cash) using traditional strategies (fundamental relative value, indexing, etc.). A large majority of funds fall into this category.

Specialty mutual funds

 

These funds aim to meet the fund's objectives through non-traditional investments and trading strategies, such as investing in commodities, or making investments based on environmental or social governance guidelines.

What to consider when investing in Mutual Funds 

Benefits

Diversification

Mutual funds offer built-in diversification by investing in a variety of securities, such as stocks, bonds, and other assets. This helps reduce the risk associated with investing in a single security.

Professional Management

Mutual funds are managed by experienced investment professionals who conduct research, analyse market trends, and make informed investment decisions on behalf of the fund's shareholders. This expertise can potentially lead to better investment outcomes.

Accessibility

Mutual funds provide an accessible way for individual investors to participate in various markets and asset classes that may otherwise be challenging to access directly.

 

Affordability

With mutual funds, investors can pool their money with others, enabling them to access a diversified portfolio even with a relatively small investment amount. This makes investing in a wide range of securities more affordable.

Liquidity

Mutual funds offer liquidity, allowing investors to buy or sell their shares on any business day at the fund's net asset value (NAV). This provides flexibility for investors who may need to access their funds quickly.

Transparency

Mutual funds provide regular reports and updates on the fund's performance, holdings, expenses, and other relevant information. This transparency helps investors make informed decisions and track their investments.

Convenience

Investing in mutual funds is convenient since the fund takes care of buying, selling, and managing the underlying securities. Investors can save time and effort by relying on the expertise of the fund's management team.

Choice & Flexibility

Mutual funds offer a wide range of investment options tailored to different objectives, risk profiles, and time horizons. Investors can choose funds that align with their specific investment goals and adjust their holdings as needed.

Potential for Returns

While there are no guarantees, mutual funds offer the potential for investment returns based on the performance of the underlying securities. By investing in a diversified portfolio, investors can benefit from potential growth opportunities.

Regulatory Oversight

Mutual funds are subject to regulatory oversight and must adhere to specific rules and regulations designed to protect investors' interests. This provides a level of security and accountability for investors.

Alternatives to Mutual Funds

Investment Account

An excellent option if you've used your ISA allowance. Open an Investment Account and manage everything under one umbrella.

Savings Account

Our savings marketplace offers you a selected range of cash savings accounts. Each has competitive interest rates, so it's just a case of finding the one that best suits you.

Self-Invested Pension Plan

Start saving for your retirement, or bring all your pensions into one place with out flexible Self-Invested Pension Plan (SIPP).

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